Loan Against Property
Unlock the hidden value of your residential or commercial property. High loan amounts at lower interest rates for any personal or business needs.
Up to ₹10 Crores
Maximum Loan Amount
8.75% - 12% p.a.
Competitive Interest Rates
Up to 20 Years
Flexible Repayment Tenure
50-70% LTV
High Loan-to-Value Ratio
Why Choose Us?
Lower Interest Rates Than Personal Loans
Use Funds for Any Purpose
Flexible Repayment Options
Quick Processing & Approval
Why Choose Our Loan Against Property?
Lower Interest Rates
Significantly lower rates compared to personal loans, starting from 8.75%* per annum.
High Loan Amount
Get up to ₹10 crores based on property value with flexible repayment options.
Long Tenure
Repay comfortably with tenures up to 20 years, reducing your EMI burden.
Flexible Usage
Use funds for any purpose - business expansion, education, debt consolidation, or personal needs.
Loan Amount & Eligibility
Basic Eligibility
- Age: 21-65 years
- Property Ownership: Clear title
- CIBIL Score: 650+
- Income: ₹25,000+/month
Use Cases
Business Expansion
Fund business growth, working capital, or new ventures
Education
Fund higher education for yourself or family
Debt Consolidation
Consolidate multiple loans into one easy EMI
Home Purchase
Use as down payment for buying another property
Medical Emergency
Cover unexpected medical expenses
Personal Needs
Wedding, travel, or any personal requirement
Documentation Required
- KYC Documents: Aadhar Card, PAN Card (mandatory)
- Income Proof: Last 2 years ITR, Salary Slips (last 6 months), or Business Financials
- Bank Statements: Last 12 months Bank Account Statement
- Property Documents: Sale Deed, Property Registration, NOC from Society/Builder, Property Tax Receipts
- Address Proof: Utility bills, Rent agreement, or Property documents
Pre-payment & Foreclosure
Most lenders allow pre-payment after 12 months with minimal charges. Foreclosure charges may apply as per bank policy. Check your loan agreement for specific terms.
Start Your Financial Journey Today
I wanted to personally invite you to start your financial journey with me. Together, we can plan for your future, grow your wealth, and secure your family's needs.
Let me know if you have any questions—I'm here to help!