Home Loans
Step into your dream home with our affordable housing finance solutions. Purchase, Construction, Renovation, or Plot Purchase - We've got you covered.
Up to ₹10 Crores
Maximum Loan Amount
8.50% - 10.50% p.a.
Competitive Interest Rates
Up to 30 Years
Flexible Repayment Tenure
Quick Approval
Fast Processing & Disbursement
Why Choose Us?
100% Transparency - No Hidden Charges
Tax Benefits Under Section 24(b) & 80C
Pre-approved Offers Available
Expert Guidance Throughout
Why Choose Our Home Loan?
Low Interest Rates
Competitive interest rates starting from 8.50%* per annum with flexible repayment options.
Long Tenure
Repay comfortably with tenures up to 30 years, making your dream home affordable.
High LTV Ratio
Get up to 90% of property value as loan, reducing your down payment burden.
Tax Benefits
Save on taxes with deductions under Section 24(b) up to ₹2 lakhs and Section 80C.
Loan Amount & Eligibility
Basic Eligibility
- Age: 21-65 years
- Min. Income: ₹25,000/month
- CIBIL Score: 650+
- Work Experience: 2+ years
Loan Types Available
Home Purchase
Buy your dream home with flexible repayment options
Home Construction
Build your home on your own plot with staged disbursement
Home Renovation
Renovate or extend your existing home
Plot Purchase
Finance for buying residential plots
Balance Transfer
Transfer existing home loan and save on interest
Top-up Loan
Get additional funds against your existing home loan
Documentation Required
- KYC Documents: Aadhar Card, PAN Card (mandatory)
- Income Proof: Last 6 months Salary Slips / ITR for last 2 years for self-employed
- Bank Statements: Last 6 months Bank Account Statement
- Property Documents: Sale Agreement, Property Papers, NOC from Builder/Society
- Employment Proof: Company ID Card / Appointment Letter
Pre-payment & Foreclosure
Most lenders allow pre-payment after 12 months with minimal charges. Foreclosure charges may apply as per bank policy. Check your loan agreement for specific terms.
Start Your Financial Journey Today
I wanted to personally invite you to start your financial journey with me. Together, we can plan for your future, grow your wealth, and secure your family's needs.
Let me know if you have any questions—I'm here to help!